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Harpreet Kaur
Realtor® | Loan Officer

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I strongly believe that a real estate transaction is about much more than buying or selling a home. It is about building a lasting legacy—creating stability, growing wealth, and establishing a foundation that your family can cherish for generations to come.

I am a dedicated California Realtor serving the Bay Area, Stockton, Lathrop, Manteca, Tracy, Mountain House, Lodi, and surrounding communities. In addition, I am a licensed Multi-State Mortgage Loan Originator serving clients in California, Arizona, Florida, Indiana, Oregon, Texas, and Virginia.

By offering both real estate and mortgage lending services, I provide a seamless, one-stop solution for home buyers, sellers, and investors. Whether you are purchasing your first home, selling a property, investing in real estate, or exploring financing options, I am committed to guiding you through every step of the process with honesty, professionalism, and personalized service.

As both a Realtor and Mortgage Loan Originator, I bring a unique advantage to my clients by helping them navigate the real estate and financing aspects of a transaction under one roof. My goal is to simplify the process, eliminate unnecessary stress, and empower my clients to make informed decisions with confidence.

I am fluent in English, Punjabi, and Hindi, allowing me to serve a diverse community and provide clear communication throughout every stage of the home buying, selling, and financing journey.

My Services

  • Residential Real Estate Sales

  • Home Buying Assistance

  • Home Selling Strategies

  • First-Time Home Buyer Programs

  • Mortgage Pre-Approvals

  • FHA Loans

  • Conventional Loans

  • VA Loans

  • Jumbo Loans

  • Real Estate Investment Properties

  • Refinance Solutions

  • Multi-State Mortgage Lending

If you are searching for a Realtor in Stockton, Lathrop, Manteca, Tracy, Mountain House, Lodi, or the Bay Area, or need guidance from an experienced mortgage professional, I am here to help. My mission is to provide exceptional service, clear communication, and expert guidance to help you achieve your real estate and financial goals.

I hold a Bachelor of Science degree from California State University, Sacramento and a Master's degree in Business from California State University, East Bay.

I believe life is a continuous learning journey and strive to grow both personally and professionally. Outside of work, I enjoy learning new things, reading, spending time in nature, and most importantly, creating meaningful memories with my family.

Let's connect and discuss how I can help you buy, sell, invest, or finance your next home.

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Building Legacy Together

Let’s Work Together

Get in touch so we can start working together.

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LoanFactory
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DRE: 02191087, CO-DRE: 01771313
Harpreet Kaur NMLS: 1134740 - LO - 2016967
BK- 2005457

 

Equal housing

© 2026 Harpreet Kaur, Realtor® | Loan Factory, Inc.  All rights reserved.

Harpreet Kaur reserves the right to refuse service. No part of this website, including images, text, graphics, or other information, may be copied, reproduced, or used without owners written permission. 

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